As you work to provide a future for your young ones, we are here to provide you with an insurancesolution that gives you peace of mind.

Introducing KCB Simba Health Junior, a medical insurance cover that caters for childrenfrom birth up to twenty four (24) years of age.

Why KCB Simba Health Junior?

We have partnered with leading pediatricians to offer the best healthcare solutions for children available in Kenya today.

 Product Features:

• Inpatient and outpatient benefits
• Routine check-ups, dental / optical care
• Pre-existing, chronic conditions, cancer, HIV/AIDS (including ARVs) and organ transplants
• Child immunization (baby friendly and KEPI compliant
• Covers treatment of congenital defects and genetic disorders
• Home nursing & post-hospitalisation benefit
• Lodger fees for children up to 14 years of age
• Travel vaccines (yellow fever and oral polio). Other inoculations may be added from time to time
• Emergency road and air evacuation
• Extensive provider network and access to treatment in India in case of need

To enhance your experience we have included the following list of services:

• Milestones developmental assessments
• Pre-school health check-up and wellness programs for children
• Nutrition and diet programs
• Teens mentorship programs and wellness clubs
• Free online chat with pediatric specialists
• Chronic disease management

Cover Options

Premium Rates

Applicable premiums are computed in accordance with selected package.

Eligibility

• Children born and discharged from hospital up to 18 years of age
• Children above eighteen (18) years and below twenty four (24) years will be covered subject to proof of formal schooling

Special Conditions

Inpatient Benefit - This is the primary cover offered under this policy and can be purchased alone or combined with outpatient benefit.

Outpatient Benefit – This is not available as a separate benefit. Cover combination can only be amended at inception or during renewal of policy.

Exclusions:

• Weight management treatment and drugs
• Cosmetic surgery unless for an injury caused by accident
• Family planning/infertility related treatment i.e. cost of treatment related to infertility
  and impotence
• Treatments prescribed other than by a registered medical practitioner
• Self-referred or self-prescribed treatment
• Alternative treatment - chiropractic, acupuncture, or herbalist treatments
• Drunkenness, drug addiction, intentional self-injury or attempted suicide
• Participation in a riot, strike, or civil commotion
• Diagnostic equipment (e.g. Glucometers, BP machines, etc.) and hearing aids
• Laser correction of eyesight
• Non-corrective eye lensesExpense where material information is withheld or misstated
• Benefits not specified in the brochure and policy
• Participation in professional & hazardous sports e.g. bungee jumping, paragliding, mountaineering, motor racing, etc

To sign up for Simba Health Junior, visit any KCB Branch today.

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